Debt, credit cards and previous payments
A practical guide to the current iOS app.
Open Finance → Debt, or tap Debt & Credit on the main Overview. Add a loan with its original and current balance, minimum payment and optional APR/due date. Cards can include a credit limit; utilization uses current card balances divided by the recorded limits.
The details that matter
Add previous payments manually, or choose up to ten payment-history screenshots/images at once from Photos or Files for on-device reading. You can add another batch while suggestions are waiting; new rows append to the queue. Overlapping suggestions receive duplicate review before adding. Review each suggestion; ambiguous rows remain manual. Saving the debt keeps the history. Recorded payment history does not automatically change cash or subtract unknown interest from principal. Update the current balance from your statement. Credit scores and bank-connected liability updates remain future work.
Updated October 24, 2026 · App 0.34.0
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